Central Bank： Last year, the growth rate of real estate loans was lower than that of various loans for the first time in eight years.

　 　　　CCTV News:On January 15th, the State Council held a press conference on financial statistics in 2020.

　　 　　Zou Lan, director of the Financial Market Department of the People’s Bank of China, said at the meeting that in recent years, the People’s Bank of China has adhered to the positioning that "houses are used for living, not for speculation", fully implemented the long-term real estate mechanism around the goals of stabilizing land prices, housing prices and expectations, and strengthened real estate financial management, focusing on several aspects.

　　First, the regulation of real estate finance has been strengthened. Lead the financial sector to strengthen the statistical monitoring of all kinds of funds flowing into real estate, guide the reasonable growth of real estate loans of commercial banks, and promote more financial resources to flow to key areas and weak links such as manufacturing and small and micro enterprises. Last year, the growth rate of real estate loans was lower than that of various loans for the first time in eight years, and the proportion of new loans dropped from 44.8% in 2016 to 28%.

　　Second, implement the prudent management system of real estate finance. The first is to implement a long-term mechanism, because of the city’s policy. Second, according to the direction of regularization and transparency, the fund monitoring and financing management rules of key real estate enterprises will be formed. The third is to establish and improve the macro-prudential management system of real estate finance.

　　Third, improve the financial policy of housing leasing. In accordance with the direction of "rental and purchase at the same time", accelerate the study of financial support for housing rental market policy. Public opinions will be solicited in the near future.